Lediga jobb EnterCard Group AB i Stockholm

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Head of Digital Experience

Ansök    Nov 27    EnterCard Group AB    IT-strateg
The Team At Entercard, we’re building compliant, inclusive, and human-by-design digital journeys across the Nordics. Our Digital Function brings together Product, Technology, and Experience to deliver best-in-class customer and employee journeys across all our digital channels — App, Internet Banking, Application System, and Salesforce. As Head of Digital Experience, you’ll work closely with the Chief Digital Officer and the Digital Leadership Team and l... Visa mer
The Team
At Entercard, we’re building compliant, inclusive, and human-by-design digital journeys across the Nordics.
Our Digital Function brings together Product, Technology, and Experience to deliver best-in-class customer and employee journeys across all our digital channels — App, Internet Banking, Application System, and Salesforce.
As Head of Digital Experience, you’ll work closely with the Chief Digital Officer and the Digital Leadership Team and lead a multi-market team of UX, UI, and Research professionals. You’ll collaborate with Digital Products, Technology, Compliance, Customer Service, and Commercial to ensure every release is consistent, auditable, and customer-ready.

Your Role at Entercard
You will set and lead our cross-channel Digital Experience Strategy, ensuring that every product and feature meets clear standards for design quality, accessibility, and compliance before it goes live.
You will:
· Own and evolve our design system and component library to drive reuse, efficiency, and defect reduction.
· Embed experience governance across Digital — defining standards for accessibility, inclusion, and readiness.
· Translate insights into measurable outcomes, reducing rework, improving accessibility, and increasing customer satisfaction across digital channels.
· Champion inclusive design and represent Digital in compliance and audit forums with documented evidence of readiness.
· Co-lead governance with the Head of Digital Products, aligning roadmaps with experience, accessibility, and regulatory requirements.
· Explore innovation opportunities, including AI-assisted UX and accessibility tools, to accelerate design quality and compliance.
· Lead, coach, and inspire UX, UI, and Research colleagues across markets — fostering a culture of quality, clarity, and collaboration.

What You Bring
· Proven leadership in multi-channel digital experience, ideally within regulated or financial environments.
· Deep understanding of design systems, accessibility standards (WCAG), and user-centred design processes.
· Ability to balance customer impact, compliance, and delivery speed through structured governance.
· Experience leading cross-functional and multi-market teams.
· Strong collaboration and communication skills; fluent in English (one Scandinavian language is a plus).
· Curiosity, empathy, and discipline — a mindset that turns governance into an enabler of creativity.

About Entercard
We are Scandinavia’s leading credit market company with over 1,7 million customers in our four markets. Through our owner, Swedbank, we get access to global and unique competence.
Our mission is to finance the big and small moments of everyday life of our customers. We are present in Sweden, Norway and Denmark, and have 480 dedicated employees; and we have recently launched sale of consumer loans in Finland.
Our values guide how we behave and interact with each other and with our customers, making it easier to take decision when we face uncertainty. They reflect who we are and what we stand for.
Our values form the basis for our culture: We keep our promises, We always improve, We make a difference, We win together. Visa mindre

Senior IT Risk Specialist

Ansök    Sep 22    EnterCard Group AB    Riskbedömare
Entercard is one of Scandinavia's leading credit market companies with over 1,7 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. The Risk Control function i... Visa mer
Entercard is one of Scandinavia's leading credit market companies with over 1,7 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees.
The Risk Control function is within the responsibility of the Chief Risk Officer (CRO) and part of Entercard’s second line function. It ensures that Entercard has a sound risk framework containing strategies, processes, procedures that provide oversight, expertise and support to the organization on risk-related matters. Risk control consist of the areas Financial Risk and Operational Risk and together we support Entercard in identifying, measuring, reporting and exercising control over risks. We are now looking for a Senior IT Risk Specialist to join the team in Stockholm.
What you'll be doing
As a Senior IT Risk Specialist, you will,
Be a key driver towards development and maintenance of the Operational Risk Management framework, with focus on IT and Information Security.
Drive and perform independent monitoring activities and support other related IT Risk activities.
Drive IT Risk Stress testing for relevant regulatory reporting.
Perform independent quality checks of control self-assessments.
Drive and develop KRIs for IT and information Security Risks
Be a key driver in change activities led by Risk Control
Support team members in other Risk Control processes in a timely manner with high quality.

To succeed in this role, you need to:
To qualify for this position, you need to have relevant experience within IT risk and Information Security, with at least 5 years of experience. You have a university degree or equivalent working experience.
As a person, you are analytical with an ability to grasp new concepts quickly.
You understand the business and how each part connects with one another and you have strong communication skills and know how to facilitate and present an idea.
You are proud to call yourself a team player and see the value of stakeholder management and building a network with a variety of people from executives to line managers to external parties.
You are curious about new ideas and embrace change as part of your daily work and you look beyond silos to collaborate and build the best possible solutions.
You are fluent in English.
It is preferable if you have one or more relevant certifications like CISA, CISM, CRISC, CGEIT, CIPT or similar.

The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences. Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth. Visa mindre

Senior AML/CFT Data Analyst

Ansök    Sep 21    EnterCard Group AB    Finansanalytiker
Entercard is one of Scandinavia's leading credit market companies with over 1,7 million customers in four markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, Denmark and Finland and have 450 dedicated employees. The AML & CTF Depart... Visa mer
Entercard is one of Scandinavia's leading credit market companies with over 1,7 million customers in four markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, Denmark and Finland and have 450 dedicated employees.
The AML & CTF Department is responsible of preventing money laundering and stopping activities related to financial support to terrorism. We ensure this through daily operational monitoring, investigation, and reporting. We are now looking for a Senior AML/ CFT Data Analyst to join the team. This is a permanent position and can be placed either in Stockholm or Oslo




Entercard is one of Scandinavia's leading credit market companies with over 1,7 million customers in four markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, Denmark and Finland and have 450 dedicated employees.
The AML & CTF Department is responsible of preventing money laundering and stopping activities related to financial support to terrorism. We ensure this through daily operational monitoring, investigation, and reporting. We are now looking for a Senior AML/ CFT Data Analyst to join the team. This is a permanent position and can be placed either in Stockholm or Oslo
Have experience with data preparation, analysis and visualization tools (, SAS, R, Python, PowerBI, Tableau, etc. or extensive excel knowledge)
Have knowledge and/or experience of working with model design
It´s preferred that you have experience of the financial industry, anti-money laundering or combating the financing of terrorism
A university degree in a numerate subject is preferred.

As a person we expect you to have strong strategic, analytic, and conceptual thinking skills. You are self-motivated to drive change within your area of responsibility and you meet your daily challenges through a reflective and solution-oriented approach. Excellent verbal and written communications skills in one Scandinavian language and English


At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences.
Our culture is strongly characterized by our values; We keep our promises, We always improve, We make a difference, We win together.
The Values guide us in how we behave and interact with each other and with our customers, and make it easier for us to make decisions in uncertainty. They reflect who we are and what we stand for as Entercard employees. Values form the foundation of our culture.
At Entercard we are working with an office-centric hybrid model, where you can work two days from home and three days from our office. Visa mindre

Senior Credit Risk Specialist

Ansök    Sep 22    EnterCard Group AB    Finansanalytiker
Entercard is one of Scandinavia's leading credit market companies with approximately 1.7 million customers in four markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, Denmark and Finland and have more than 450 dedicated employees. T... Visa mer
Entercard is one of Scandinavia's leading credit market companies with approximately 1.7 million customers in four markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, Denmark and Finland and have more than 450 dedicated employees.
The Risk Control function supports the business operations with independent supervision and advice and is following up on risks to which the business is exposed or could perceptibly become exposed. It is a 2nd LoD function and therefore responsible for ensuring that Entercard has a sound risk framework containing strategies, processes, procedures, internal rules, limits, controls, and reporting procedures. Together they support Entercard to identify, measure, govern and internally report risks. We are now looking for a Senior Credit Risk Specialist to join the Financial Risk team within Risk Control.
What you'll be doing
Secure an effective limit framework for credit risks
Secure an effective model risk framework, drive improvement areas within model validation and conduct regular model validation for mainly IFRS 9 impairment models
Review and secure a sound IFRS 9 framework for impairment calculations
Review credit risk impact from business decisions
Contribute with credit risk expertise in ICAAP, FRP and other stress testing activities
Perform independent qualitative monitoring of 1st LoD
Assist with modelling expertise in other financial risk areas than credit risk

To succeed in this role, you need to:
A University degree in relevant field, e.g. Finance, Economics, Mathematics, Statistics or Engineering
Solid experience in credit risk and modelling from e.g. a bank or financial institution or as a consultant.
Strong analytical skills and enjoys quantitative work
Strong programming skills (e.g. Python or R) as well as proficiency in Excel
Very good understanding of credit risk models and methodologies
Preferably experience and/or knowledge of model validation and IFRS 9
To be curious and eager to learn and have a structured way of working
Strong verbal and written communication skills in English
To be a team player and be comfortable to challenge and be challenged by your colleagues

The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences.
Our culture is strongly characterized by our core values: we keep our promises, we always improve, we make a difference, and we win together. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth.
At Entercard we are working with an office-centric hybrid model, where you can work two days from home and three days from our office. Visa mindre

Senior Engineering Manager

Entercard is one of Scandinavia's leading credit market companies with over 1.5 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. The Mobile Apps and Online... Visa mer
Entercard is one of Scandinavia's leading credit market companies with over 1.5 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees.
The Mobile Apps and Online Banking teams are responsible for driving the innovation, vision and delivery of the mobile and web applications. The teams work very closely with a number of internal stakeholders (Platform Infrastructure, Marketing, Customer Service and more) and together, we aim at delivering innovative solutions to our users. Now we are looking for a Senior Engineering Manager to join the team.
What you'll be doing
In this role, you will be working tightly with the Product Owners, Product Designers and members of the development team to drive the delivery of the digital channels. As Senior Engineering Manager you will:
Facilitate collaboration with other engineers, product owners, and product designers to solve interesting and challenging problems across digital channels
Develop team members through coaching and mentoring
Ensure that technical decisions and information is communicated through the entire team
Analyze / optimize UI and infrastructure application code for quality, efficiency, and performance
Guide us in our choices of technology and system architecture
Advocate for and support better development practices (CI/CD, testing, operational efficiency, etc.)
Guide and facilitate engineering technology architecture decisions for product development



To succeed in this role, you need to:
?You have 5+ years of experience managing engineering teams across technologies and platforms and are knowledgeable and passionate about software development. You have proven ability to recruit, mentor and retain high performing team members. You take pride in delivering high quality code and great products to end-users. Visa mindre

Solution Architect

Solution Architect About Entercard EnterCard is one of Scandinavias leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated empl... Visa mer
Solution Architect


About Entercard
EnterCard is one of Scandinavias leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions.
We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. Now, we are hiring a SolutionArchitect based in Stockholm. You will be part of our Business Analyst and Solution Design team, working with our key stakeholders and our product teams; “how requirements can we transformed into good solution for our colleages and customers”.
What you'll be doing
Working closely with key stakeholders to understand the business requirements
Facilitate workshops with internal stakeholders and external suppliers with a clear vision on what needs to be achieved
Document requirements in a way that organization understands – E.g user stories or Requirements catalogue
Be able to write high level test cases (UAT) that matches the requirements
Working with the Enterprise Architect and other Solution Architects with the Solution design for how activities can be implemented for our colleagues and customers using process modelling tool (Aris)
Understanding of microservices architecture and event driven design
Supporting the Product teams throughout the development process for activities and initiatives
To succeed in this role, you need to:
A very good technical understanding of the organization’s IT infrastructure and services provided.
3-8 years of experience in development processes within the financial services, especially within credit card and payments
Relevant Master of Science degree or similar with a long relevant work experience will compensate for lack of technical background.
Be familiar with the most common development methodologies and best practice within the area, such as Agile, DevOps
The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences.
Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth. Visa mindre

Business Risk Controller

Ansök    Feb 23    EnterCard Group AB    Riskbedömare
About Entercard Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. We are now lo... Visa mer
About Entercard
Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions.
We are present in Norway, Sweden, and Denmark and have 450 dedicated employees.
We are now looking for a Business Risk Controller to join the Business Risk Unit.
The Business Risk Unit is responsible for operational risk management in first line by securing that Entercard operates within the regulatory and internal governance, and risk and compliance requirements. This is done by facilitating and supporting business with managing a risk and control environment that is in line with the risk tolerance of the company.
What you'll be doing
As a Business Risk Controller you will support our team to effectively perform tasks regarding operational and business risks (control self-assessment, risk assessments, business continuity, supplier assessments, data protection impact assessments).
You will also be responsible for designing and producing reports about our risk profile, ensuring that the information is timely available. As a Business Risk Controller you will play an important role in coordinating acitivities regarding projects, risk framework and internal audit.
To succeed in this role, you need to:
Have a proven track record from working on a risk management and compliance agenda, preferably from consumer finance or a similar industry. You have a bachelor degree within finance, information technology or similar. Relevant experience can compensate for lack of formal education.
You have a strong analytical mindset with attention to details and leave no numbers behind and you are structured and work methodically through complex tasks. You understand the business and how each part connects with one another and you have strong communication skills and know how to facilitate and present an idea.
You have a digital mindset and bring this with you to whatever project you are working. You are proud to call yourself a team player and see the value of stakeholder management and building a network of contacts.
You are curious about new ideas and embrace change as part of your daily work and you look beyond silos to collaborate and build the best possible solutions. Visa mindre

Senior Product Owner

Ansök    Feb 28    EnterCard Group AB    Produktutvecklare
At Entercard we work across borders and functions, with the common aim of delivering smart payment and financing solutions to our customers. With us you have the possibility to grow and develop in an international environment, together with colleagues from all over the world. Our diversity and strong connection to our owners, Barclays Bank and Swedbank, allow us to use global experience and local expertise to deliver the best for our customers, adapted to ... Visa mer
At Entercard we work across borders and functions, with the common aim of delivering smart payment and financing solutions to our customers. With us you have the possibility to grow and develop in an international environment, together with colleagues from all over the world.
Our diversity and strong connection to our owners, Barclays Bank and Swedbank, allow us to use global experience and local expertise to deliver the best for our customers, adapted to their different lifestyles and needs.
The Digital Proposition & Design team is responsible for driving innovation within online and mobile banking. We are an agile team working at the intersection of business, technology and design. With high attention to design and detail, we strive to deliver outstanding solutions for our end users. Now we're looking for a Senior Product Owner to join the team.
What you'll be doing
• Create and maintain a product vision as well as a product backlog and roadmap
• Ability to negotiate constraints with development teams, customers, business partners, technical leaders, and architects
• Collaborate with customers representing product vision and discipline
• Ensure the appropriate internal buy-in and commitment
• Responsible for collecting and gathering business requirements
• Identify user needs and ensure a good digital user experience
• Daily collaboration with development teams
• Decomposes vision into specific backlog items
• Define targets and KPIs on digital activities and follow-up on these
• Keep updated about EC systems and processes related to the profession / function
• Ensure a lean-approach to digital proposition development
• Analyse and assess information and trends, identify issues impacting the functional area.
• Analyse assigned complex and varied work package and the expected deliveries, including budgets, deadlines, quality and other specification.
• Provide solutions/reports, documentation and/or recommendations taking into consideration and following specifications, regulations, quality and other standards.
• Deliver on applicable scorecard targets, including (but not limited to) income growth, cost optimization, portfolio KVDs, SLAs and VoE
• Contribute to implementation of strategies, plans and frameworks, including the respective investment activities and drive execution of related actions
• Keep continuously updated regarding relevant market development /best practice and relevant external data related to business area
• Secure a constructive collaboration with other departments and functions for the benefit of the Group. Support EC’s regional agenda and work proactively to take out synergies and cost efficiencies.
• Establish and maintain strong relationships with relevant stakeholders to foster collaboration and protection of EC’s reputation and interests
To succeed in this role, you need to:
• Be a change ambassador and role model living EC’s values
• Contribute to healthy work environment and role model collaboration across functions/countries
• Take responsibility to promote a change mindset inside and outside own team
• Excellent communication skills
• You meet your daily challenges through a reflective and solution-oriented approach
• Always keeping your eye on the future - and on our stakeholders
• Strong analytic skills
• Strategic thinking and planning
• Sound judgment
• Attention to detail
• Creative
• People skills
• Negotiation skills
• Prioritization and backlog management skills and discipline
• Self-awareness
• Curiosity toward business domain
• Ability to focus on value
Entercard is a Nordic company that delivers smart payment and financing solutions.
We are a joint venture between Swedbank and Barclays Bank. We design and issue our products and services in cooperation with partners, or through our own consumer brand re:member.
Entercard has over 450 employees located in Stockholm, Oslo, Trondheim, and Copenhagen. Entercard is a company that invests in its employees, and believes that success comes with skilled and satisfied employees. We live our values Passionate, Innovative and Genuine. Welcome to Entercard! Visa mindre

Credit Risk Analyst

Ansök    Okt 1    EnterCard Group AB    Finansanalytiker
About Entercard Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. We are now lo... Visa mer
About Entercard
Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions.
We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. We are now looking for a Credit Risk Analyst to join the team.
What you'll be doing
Contribute to the development of credit risk underwriting policies for Entercard’s credit card portfolios
Execute analytical tasks with attention to detail. Manage expectations regarding timelines and expected challenges. Account for practical factors that may have an impact on analytical outcomes, e.g. operational issues or seasonality affecting performance data. Present it in a format proper for the audience.
Perform analysis using industry-leading methods and applying a “test-and-learn” approach
Collaborate with other Entercard teams; e.g. with the Finance function in order to calculate full P&L impacts of a given Credit Risk treatment, or operational teams who may be required to amend processes in line with Credit Risk analytical findings.
Monitor Credit Risk performance and provide regular commentary and insights to stakeholders on performance against expectations, trends and emerging risk/opportunities.
Work as part of an Entercard-wide community to deliver ongoing improvements in the way data is stored, used and made available across the organization.
To succeed in this role, you need to:
Have an analytical mindset and leave no numbers behind, understand the business and how each part connects with one another. You are curious about new ideas and embrace change as a part of your daily work, believe that sharing your expertise and knowledge with your colleagues strengthens the team. You care about the customer experience and strive to make it better with simpler and smarter solutions and you have strong verbal skills and know how to facilitate and present an idea. You are a person that looks beyond silos to collaborate and build the best possible solutions. We encourage graduates as well as candidates with 1-2 years of relevant experience to apply.
The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences.
Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth. Visa mindre

Financial Risk Specialist

Ansök    Sep 30    EnterCard Group AB    Finansanalytiker
About Entercard Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. The Team The ... Visa mer
About Entercard
Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees.
The Team
The Risk control function supports the business operations with independent supervision and advice and is following up on risk to which the business is exposed or could perceivably become exposed to. It is a second line function and therefore responsible for ensuring that Entercard has a sound risk framework containing strategies, processes, procedures, internal rules, limits, controls, and reporting procedures. Together we support Entercard to identify, measure, govern, internally report and exercise control of risks.
Now we're looking for a Financial Risk Specialist to join the team.
What you'll be doing
Support in developing the risk management framework
Support in the preparation of regular risk reporting to senior management and the board
Support in developing the framework and methodologies for stress testing
Support model validation of mainly credit risk models
Perform independent internal monitoring of 1st line of defence.



To succeed in this role, you need to:
Have a university degree in relevant field, e.g. Finance, Economics or Engineering.
Preferably have a few years of relevant experience of risk control/risk management in a bank or financial institution under supervision from the FSA, or as a consultant.
Have some knowledge of methodologies and models for measuring credit, market and liquidity risk.
Be curious and eager to learn and have a structured way of working.
Have strong analytical skills, strong communication skills, be proactive, have a flexible mindset, and be proud to call yourself a team player.
Have strong skills in excel, including VBA, as well as experience of programming in in SAS, , python or similar.
Have good verbal and written communication skills in English.



The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences. Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth. Visa mindre

Credit Risk Specialist

Ansök    Okt 13    EnterCard Group AB    Finansanalytiker
About Entercard Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions. We are present in Norway, Sweden, and Denmark and have 450 dedicated employees. The Risk cont... Visa mer
About Entercard
Entercard is one of Scandinavia's leading credit market companies with over 2 million customers in three markets. Through our two owners, Barclays and Swedbank, we get access to global and unique expertise within lending. Our goal is to make our customers' everyday lives easier by offering them smart and responsible payment and financing solutions.
We are present in Norway, Sweden, and Denmark and have 450 dedicated employees.
The Risk control function supports the business operations with independent supervision and advice and is following up on risk to which the business is exposed or could perceptibly become exposed to. It is a second line function and therefore responsible for ensuring that Entercard has a sound risk framework containing strategies, processes, procedures, internal rules, limits, controls, and reporting procedures. Together we support Entercard to identify, measure, govern, internally report and exercise control of risks. Now we're looking for a Credit Risk Specialist with focus on model validation to join the team.
What you'll be doing
Perform model validation of mainly credit risk models on a regular basis and report the results to the Model Forum
Develop the methodology for model validation, both in terms of improving the statistical methodology and optimizing the SAS code.
Perform regular and ad-hoc analysis of mainly credit risks.
Support in the preparation of regular risk reporting to senior management and the board
Perform independent internal monitoring of 1st line of defence.

To succeed in this role, you need to:
Have a university degree in relevant field, e.g. Finance, Economics or Engineering.
Preferably have a few years of relevant experience of quantitative analysis in a bank or financial institution, or as a consultant.
Have good knowledge of methodologies and models for measuring credit risk.
Have good knowledge of statistical methodologies in general.
Be curious and eager to learn and have a structured way of working.
Have strong analytical skills and excellent knowledge in at least one programming language. Knowledge in SAS is an advantage.
Have strong communication skills, be proactive, have a flexible mindset, and be proud to call yourself a team player.
Have good verbal and written communication skills in English.

The team/workplace
At Entercard, we believe in collaboration and the strength of diversity. Among our employees, there are 40 different nationalities, who contribute with new knowledge and cultural experiences.
Our culture is strongly characterized by our core values: passionate, innovative, and genuine. They reflect everything we do, how we work, and how we respond to customers. We believe that diversity, analytical capabilities, and dedicated employees drive development and growth.
For more information please contact Fredrik Sigte, Head of Financial Risk (+46727383847). Visa mindre

Kollektion handläggare till EnterCard på deltid sökes

Ansök    Nov 22    EnterCard Group AB    Servicehandläggare
EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag med över 2 miljoner kunder fördelat på tre marknader. Genom deras två ägare, Barclays Bank och Swedbank, får EnterCard tillgång till en global och unik expertis inom kreditgivning. EnterCard´s mål är att göra kundernas vardag enklare genom att erbjuda dem smartare och flexibla finansieringslösningar. Nu söker vi dig som vill ha en deltidstjänst och som vill ha ett roligt och serviceinriktat j... Visa mer
EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag med över 2 miljoner kunder fördelat på tre marknader. Genom deras två ägare, Barclays Bank och Swedbank, får EnterCard tillgång till en global och unik expertis inom kreditgivning. EnterCard´s mål är att göra kundernas vardag enklare genom att erbjuda dem smartare och flexibla finansieringslösningar.

Nu söker vi dig som vill ha en deltidstjänst och som vill ha ett roligt och serviceinriktat jobb inom kundtjänst med trevliga kollegor!

Ansökan sker via hemsidan, vi tar inte emot ansökningar via mail. Har du frågor kring tjänsten är du välkommen att kontakta vår konsultchef Lina Zangana på 070 765 80 95

DINA ARBETSUPPGIFTER:
Du kommer att bli en del av ett härligt team på 14 personer. I rollen som kollektion handläggare kommer du huvudsakligen att hantera inkommande och utgående samtal till företagets kunder. Som kollektion handläggare kommer du att hjälpa de kunder som är i behov av en betalningsplan för deras privata lån i samtalen.
Det är av stor vikt att du som handläggare är lyhörd för kundens behov samtidigt som du agerar som en god representant för företaget och för att hitta bästa möjliga lösning för samtliga parter.
KRAV:

* Svenska och engelska
* God datorvana
* Student

MERITERANDE:

* Ytterligare språkkunskaper
* Arbetat i servicebranschen tidigare

ÖVRIGT:
START: Omgående
OMFATTNING: Deltid
TIDER: 16:00 – 20:00
PLACERING: Stockholm

Detta är en uthyrning upp till tolv månader där du kommer att vara uthyrd som konsult via OnePartnerGroup. För rätt person kan det finnas möjlighet till en förlängning eller en anställning hos EnterCard efter denna period.

PERSONLIGA EGENSKAPER:
För att lyckas i rollen som kollektion handläggare vill vi att du är ansvarsfull, positiv och lyhörd. I rollen är även kommunikationen med kunden mycket viktigt, och kräver goda språkkunskaper samt att du har god datorvana.

OM ENTERCARD:
EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag med över 2 miljoner kunder fördelat på tre marknader. Genom deras två ägare, Barclays Bank och Swedbank, får EnterCard tillgång till en global och unik expertis inom kreditgivning. EnterCard´s mål är att göra kundernas vardag enklare genom att erbjuda dem smartare och flexibla finansieringslösningar.


Mer information Visa mindre

Business Risk Specialist

Ansök    Okt 20    EnterCard Group AB    Riskbedömare
The Team The Business Risk Unit is responsible for Operational risk management in our first line. Securing that EnterCard operates with the regulatory and internal governance, risk and compliance requirements by facilitate and support business with managing a risk and control environment that is in line with the risk tolerance of the company. We’re looking now for a Business Risk Specialist to join the team. The Business Risk Specialist is responsible for ... Visa mer
The Team
The Business Risk Unit is responsible for Operational risk management in our first line. Securing that EnterCard operates with the regulatory and internal governance, risk and compliance requirements by facilitate and support business with managing a risk and control environment that is in line with the risk tolerance of the company.
We’re looking now for a Business Risk Specialist to join the team.
The Business Risk Specialist is responsible for support and aligning the operational risk management activities for the business functions, so they are executed in accordance with the risk framework. Support and facilitates 1st line with risk-related activities (e.g. risk-assessments, risk mitigation, control definition and testing.
The Position
• Provide support to the assigned risk and process owners by driving the implementation of the 1st Line Risk Framework in the business, covering operational and business risks by identification, assessment and training. Compliance to regulatory requirements, incident and problem management, and business continuity management.
• Drive the identification, assessment and documentation of risks and controls.
• Test and assess controls.
• Support in incident reporting for the function. Monitor and follow up on incidents to ensure appropriate actions are taken in response.
• Support function in identifying risks related to the Problems logged in Problem management.
• Support and facilitate internal audit process regarding the business function. Gather the information required by the auditors and follow-up on the recommendations and actions.
• Support the supplier relationship manager to evaluate the supplier assessments forms, gather evidence regarding risks and controls.
• Support the head of BRU to drive the risk culture by ensuring that EnterCard employees are aware of their risk management responsibilities through communication and training with a focus on excellence through control.
• In the Policy Life Cycle management process support Operational Owner with potential updates in the steering documents.
• Provide and gather information to create 1st line risk report.
You
• Have a proven track record from working on a risk management & compliance agenda, preferably from consumer Finance or a similar industry within areas as such as information security, IT development, operations and/or project management.
• Have a bachelor degree within finance, information technology, audit or similar.
• Relevant experience can compensate for lack of formal education
• One or more relevant certifications like CISA, CISM, CRISC, CGEIT, CIPT or similar are preferably
• Understand the business and how each part connects with one another
• Have strong verbal skills and know how to facilitate and present an idea
• Have a strong analytical mindset with attention to detail and leave no numbers behind
• Are structured and work methodically through complex tasks
• You have a digital mindset and bring this with you to whatever project you are working on
• Have strong communication skills and are proud to call yourself a team player
• See the value of stakeholder management and build proactively a network of contacts
• You are curious about new ideas and embrace change as a part of your daily work
• You look beyond silos to collaborate and build the best possible solutions
• Are fluent in English and preferably also one Scandinavian language
The Workplace
Analytics is and has always been part of our DNA. Our owners, Barclays Bank and Swedbank, have a hundred years of experience in turning big data into customer value. We bring an analytical mindset to whatever project we are working on - no matter if we're developing a new product or improving the customer experience.
At EnterCard, you get to step outside your box and work together with colleagues from different teams and departments. For us, your set of skills are more valuable than your job title - giving you the opportunity to grow within the company.
We firmly believe a diversity of backgrounds and experiences lead to a better workplace, stronger ideas and not to mention inspiring lunch conversations. Our team of 450 people represents 40 different nationalities, and women hold 5/10 management positions.
Do we have a match? If so, we look forward to hearing from you. Read more about us at entercard.com and LinkedIn.
Company information
EnterCard is a dynamic finance company with a team of curious people passionate about data. We strive to make the everyday lives of our customers easier by creating smart payment and financing solutions.
Today we issue credit cards and consumer loans to 2 million customers in Sweden, Norway, and Denmark. Visa mindre

Information Security Analyst at Entercard

The Team The Risk Control (RC) function supports Entercard with independent oversight and advice and is following up on risks to which the business is exposed or could become exposed to. Entercard has implemented the three lines model, in which RC is part of the second line and within the responsibility of the Chief Risk Officer (CRO). RC consists of three specific areas: Financial Risk, Operational Risk and Information Security that together ensure a soun... Visa mer
The Team
The Risk Control (RC) function supports Entercard with independent oversight and advice and is following up on risks to which the business is exposed or could become exposed to.
Entercard has implemented the three lines model, in which RC is part of the second line and within the responsibility of the Chief Risk Officer (CRO).
RC consists of three specific areas: Financial Risk, Operational Risk and Information Security that together ensure a sound risk governance, framework and processes enabling Entercard to effectively and efficiently manage all of its risks.
We are now looking for a (junior) Information Security Specialist to join the team.
The Position
As part of the second line, this position is fundamental to ensure control over information security risk at Entercard. This role contains the following responsibilities:
Co-develop and maintain the IT and Information Security Risk (ISR) framework
Support the IT function and Information Security department in first line with ensuring that the relevant (regulatory) requirements and common practices for IT and ISR are implemented.
Challenge the organisation on risk and control assessments and conduct independent monitoring activities that first line operates its business within set risk appetite and tolerance levels.
Support with issue remediation and action follow-up related to the IT and ISR area.
Report on IT and ISR risks, issues and actions and provide relevant input for the Enterprise Risk Management (ERM) reports.
Contribute to building a sound risk culture and increasing the employee security awareness and security posture of Entercard by co-developing trainings and promoting security best practices.

You
Have a university or similar degree in a relevant field.
Have a technical background and practical knowledge of IT technologies and solutions.
Possess a common understanding of evolving technologies like Cloud, Artificial Intelligence, Block chain, etc.
Have a continuous learning mindset and embrace change as part of your daily work.
Are analytical with an ability to grasp new concepts quickly.
Are result-driven and solution-oriented with an ability to work in a fast-paced environment.
Are self-motivated with an ability to build good relationships with stakeholders.
Have excellent communication skills and are a great team player.
Are willing to travel within the Nordic region.
Are proficient in English.
Have relevant work experience in an ISR role within a regulated financial institution, preferred but not required.
Have knowledge of relevant regulations/legislations (GDPR, PCI-DSS, PSD2) and common good practices (COBIT, ITIL, ISO 2700X), preferred but not required.

Company information
Entercard is a finance company with a team of curious people passionate about data. We strive to make the everyday lives of our customers easier by creating smart payment and financing solutions.
Today we issue credit cards and consumer loans to 2 million customers in Sweden, Norway, and Denmark. Visa mindre

Entercard söker nya Kundservicemedarbetare omgående!

EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag. De erbjuder flexibla konsumentkrediter genom företagets egna varumärke re:member och tillsammans med deras partners. Deras mål är att göra deras kunders vardag enklare genom att erbjuda dem smarta och flexibla finansieringslösningar. Entercard finns representerade i Norge, Sverige och Danmark och har 450 engagerade medarbetare som betjänar företagets 1,7 miljoner kunder. DINA ARBETSUPPGIFTE... Visa mer
EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag. De erbjuder flexibla konsumentkrediter genom företagets egna varumärke re:member och tillsammans med deras partners. Deras mål är att göra deras kunders vardag enklare genom att erbjuda dem smarta och flexibla finansieringslösningar.

Entercard finns representerade i Norge, Sverige och Danmark och har 450 engagerade medarbetare som betjänar företagets 1,7 miljoner kunder.

DINA ARBETSUPPGIFTER

I rollen som handläggare på Entercard kommer dina främsta arbetsuppgifter att vara:

- Ta emot inkommande samtal gällande transaktionsfrågor

- Kundservice för Entercards kortprodukter via telefon och mail

- Administration kopplat till kundserviceärenden

Start: Omgående

Omfattning: Heltid

Placering: Centrala Stockholm

Tjänsten är ett konsultuppdrag vilket innebär att du är anställd av Studentwork och arbetar som konsult hos EnterCard. Tjänsten beräknas starta under augusti 2019, det är inledningsvis ettkonsultuppdrag fram till årsskiftet2019/2020 med möjlighet till förlängning.

DIN PROFIL

Vi söker efter dig som har utbildning inom ekonomi alternativt arbetslivserfarenhet från serviceyrken sedan tidigare. Du är serviceminded, tycker om att hjälpa andra människor, är lösningsorienteradoch uppskattar att arbeta i team. Denna tjänst kräver att du har goda kunskaper i svenska och engelska både vad gäller tal och skrift.

OM STUDENTWORK

Studentwork är ett av Nordens ledande konsult- och rekryteringsföretag specialiserade på studenter och examinerade kandidater med upp till fem års arbetslivserfarenhet.

Vi erbjuder främst tjänster inom ekonomi, försäljning, marknadsföring, teknik och administration. Vi är experter på att matcha våra kunders behov med kandidaternas egenskaper och kompetens. Hos oss kommer kulturen först och vår verksamhet styrs av våra värderingar: Always Deliver, Be Creative, Take Responsibility och Share Fun.

Mer information Visa mindre

Entercard söker nya Kundservicemedarbetare omgående!

EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag. De erbjuder flexibla konsumentkrediter genom företagets egna varumärke re:member och tillsammans med deras partners. Deras mål är att göra deras kunders vardag enklare genom att erbjuda dem smarta och flexibla finansieringslösningar. Entercard finns representerade i Norge, Sverige och Danmark och har 450 engagerade medarbetare som betjänar företagets 1,7 miljoner kunder. DINA ARBETSUPPGIFTE... Visa mer
EnterCard är ett av Skandinaviens ledande kreditmarknadsbolag. De erbjuder flexibla konsumentkrediter genom företagets egna varumärke re:member och tillsammans med deras partners. Deras mål är att göra deras kunders vardag enklare genom att erbjuda dem smarta och flexibla finansieringslösningar.

Entercard finns representerade i Norge, Sverige och Danmark och har 450 engagerade medarbetare som betjänar företagets 1,7 miljoner kunder.

DINA ARBETSUPPGIFTER

I rollen som handläggare på Entercard kommer dina främsta arbetsuppgifter att vara:

- Ta emot inkommande samtal gällande transaktionsfrågor

- Kundservice för Entercards kortprodukter via telefon och mail

- Administration kopplat till kundserviceärenden

Start: Omgående

Omfattning: Heltid

Placering: Centrala Stockholm

Tjänsten är ett konsultuppdrag vilket innebär att du är anställd av Studentwork och arbetar som konsult hos EnterCard. Tjänsten beräknas starta under augusti 2019, det är inledningsvis ettkonsultuppdrag fram till årsskiftet2019/2020 med möjlighet till överrekrytering.

DIN PROFIL

Vi söker efter dig som har utbildning inom ekonomi alternativt arbetslivserfarenhet från serviceyrken sedan tidigare. Du är serviceminded, tycker om att hjälpa andra människor, är lösningsorienteradoch uppskattar att arbeta i team. Denna tjänst kräver att du har goda kunskaper i svenska och engelska både vad gäller tal och skrift.

OM STUDENTWORK

Studentwork är ett av Nordens ledande konsult- och rekryteringsföretag specialiserade på studenter och examinerade kandidater med upp till fem års arbetslivserfarenhet.

Vi erbjuder främst tjänster inom ekonomi, försäljning, marknadsföring, teknik och administration. Vi är experter på att matcha våra kunders behov med kandidaternas egenskaper och kompetens. Hos oss kommer kulturen först och vår verksamhet styrs av våra värderingar: Always Deliver, Be Creative, Take Responsibility och Share Fun.

Mer information Visa mindre